Youi Comprehensive Cover
Our most-comprehensive car insurance option
If we could recommend any of our car insurance products, this would probably be the one we’d go for.
Let’s put it this way, if you’re the kind of person who want to know that they’re covered no matter what happens, this product option is absolutely perfect. You can insure any type of vehicle against damage or loss caused by acts of nature, theft, hijack, attempted theft or hijack, intentional damage, liability, fire and accidental damage.
Your vehicle will also automatically be covered for private use in South Africa, Mozambique, Malawi, Lesotho, Swaziland, Namibia, Zimbabwe and Botswana.
On top of this, you’re sure to love the list of nice-to-have extras that you can add onto your car insurance product, any time you feel like it.
Free accidental death cover
Youi provides R250,000 free Accidental Death Cover for a year from the inception date of the vehicle’s insurance cover on each comprehensively insured vehicle. The regular driver noted on the insured vehicle will be covered for accidental death following an incident involving the insured vehicle, such as an accident or hi-jacking. Read more about the R250,000 free accidental death cover FAQ's
Your optional cover
At a small additional monthly premium, you can also update your comprehensive package by adding any of the following optional products at any time:
- Youi.Safari - You receive a whole host of benefits and you’ll enjoy cover in even more countries.
- Car hire - You’ll receive a rental vehicle where your own vehicle is not driveable or stolen.
- Sound equipment - You specify all your non-standard factory-fitted sound equipment and enjoy a lower excess in case of a claim.
- Non-standard vehicle accessories - You specify all your non-standard factory-fitted vehicle accessories.
- Business use in neighbouring countries - You enjoy cover whilst travelling to neighbouring countries on business purposes.
Enjoy Youi benefits
- You receive free Youi.Assist roadside assistance, 24/7.
- You receive a maximum of R1 500 in medical costs per passenger.
- Youi pays for the reasonable costs for towing and storage.
- You receive a loyalty reward (Youi.Reward) every three years, even if you submit a claim.
- You’re guaranteed to receive first-class service from us.
- Your premium is guaranteed for 12 months.