Youi car insurance

Youi credit protection

Your life. Your debt. Your cover.

Youi Car Insurance | Credit ProtectionWe understand that you may need to apply for a loan at some point in your life. You may want to buy a car, a house or maybe even invest in a new business venture. The point is, we’ll take care of your outstanding debt if you should die, if you’re diagnosed with a critical illness, if you become permanently or temporary disabled and even if you’re retrenched.

Choose your own cover

It’s your cover to do with as you want: we offer affordable life only cover, or a fully packaged option with the following impressive benefits:

  • Life cover
  • Critical Illness cover
  • Permanent Disability cover
  • Temporary Disability cover
  • Retrenchment cover
  • Premium Waiver cover

In case of death, critical illness or permanent disability (where you’re unable to perform your own or any suitable occupation), we’ll pay you the full insured amount. Also, if you’re diagnosed with any one of 17 major critical illnesses, you’ll receive the full insured amount.

For more information, please download the credit protection policy document.

Your credit protection benefits

  • No medical tests needed.
  • Our credit protection advisors are at your service and more than happy to answer any policy-related queries you may have.

Download the credit protection critical illness cover table - English

Youi is an insurance product provided and underwritten by OUTsurance Insurance Company Limited and OUTsurance Life Insurance Company Limited, authorised financial services providers (896).  Members of the Rand Merchant Insurance Holdings (RMIH) Group.


We've noticed you're visiting this site from Australia. The Youi South Africa website content has been tailored for users in South Africa and may not be relevant or correct for your location.
We've noticed you're visiting this site from New Zealand. The Youi South Africa website content has been tailored for users in South Africa and may not be relevant or correct for your location.
We've noticed you're visiting this site from South Africa. The Youi South Africa website content has been tailored for users in South Africa and may not be relevant or correct for your location.