Youi car insurance

Free Accidental Death Cover

Youi provides R250,000 free Accidental Death Cover for a year from the inception date of the vehicle’s insurance cover on each comprehensively insured vehicle. The regular driver noted on the insured vehicle will be covered for accidental death following an incident involving the insured vehicle, such as an accident or hi-jacking.  

FAQ's

  Will the R250,000 Free Accidental Death cover be added to vehicles risks, added on later dates on existing policies? For example if you buy a new vehicle after two years and need to add the new vehicle on cover.

Yes, it will be added to each vehicle added to the policy and the cover will be provided for a year from the start date of the vehicle risk.

 If another person drives the vehicle other than the regular driver, will the person also enjoy this cover?

No, only the regular driver will enjoy the R250,000 free accidental death cover.

 If the wife drives the vehicle but the husband is the regular driver and he dies in the accident (as a passenger), will the husband be covered?

Yes. The husband died in an incident with the vehicle on which he is the regular driver thus the cover will be applicable.

 If the regular driver changed, will the new regular driver also get cover for a year?

No. The year is from the original start date of the vehicle risk, but the new regular driver will enjoy the cover for the remainder of the year if the change of regular driver took place within the first year.

 Will you still receive the cover when you insure your vehicle for Liability only?

No, only when you take comprehensive insurance on your vehicles.

 Will you still need Credit Protection cover?

Yes. Accidental Death cover doesn’t replace Credit Protection cover. Credit Protection provide wider cover and this will be a benefit paid in addition to any credit protection payments.


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