Youi car insurance

Insurance Packages

You rock our world!

All our packages are designed and structured to get you the best car and home insurance possible.

You’re put in complete control as to how much cover you’d need, whether you’d like to add any extras and in turn, we’ll do our part to get you the best possible value for your money together with first-class service and stunning benefits.

Tailor-made car insurance

At the base of our car insurance product offering is a choice of four very different products – each designed to cater to different insurance requirements:

  • Comprehensive car insurance: you want cover no matter what; you want loads of benefits and you want to be able to choose from a long list of nice-to-have extras.
  • Limited car insurance: you don’t require as much cover, but you want to know that you’re covered in case of liability, fire or theft and hijack. Even so, you still want great benefits and the opportunity to custom make your cover by adding optional extras.
  • Liability to other parties: you only want cover in cases where you can be held legally liable for causing injury to someone else or for causing damage their property. You also want to be covered for legal costs which someone else can recover from you and which we agree to.
  • Youi.Basic car insurance: your car is valued at less than R50 000, it’s older than five years and it’s not financed; you’re on a very tight budget and prefer to manage the repairs process yourself.

Custom-fit home insurance

Our home insurance package consists of two elements: insurance for your household contents and insurance for your buildings. It’s your choice whether you want to insure your contents or your buildings only – or whether you want us to structure both your contents and your buildings into one, comprehensive insurance package.


Contents insurance

We’d like to present to you our two contents insurance packages:

  • Standard contents insurance: you want all your personal possessions inside your house covered and you want the most comprehensive cover possible. You don’t only want benefits – you demand bonus benefits as well and you want the ability to add optional extras whenever you feel like it.
  • Youi.Basic contents insurance: your household contents are worth less than R50 000, but even so – you want the best value for your money and you want awesome benefits.

Buildings insurance

This time, you’ve got a choice between two packages: 

  • Standard buildings insurance: you want the structure of your home and outbuildings, as well as all permanent fixtures and fittings covered against subsidence, acts of nature, theft, intentional acts, etc. You want fantastic benefits and at a small, additional premium, you want the option to add extras such as cover for your geyser and pipes wear-and-tear.
  • Youi.Basic buildings insurance: the building you want to insure is not bonded and it’s also worth less than R200 000.

Your benefits

  • Youi.Reward - You’ll receive a loyalty bonus after three years with Youi – even if you’ve claimed.
  • Youi.Assist - You receive free home and/or roadside assistance – 365 days a year, 7 days a week.
  • World-class claims service - Your claim is in good hands.
  • Guaranteed premiums - Your premium is guaranteed for 12 months.
  • Flexible excess structures - You can lower your premium by selecting a higher excess.

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We've noticed you're visiting this site from South Africa. The Youi South Africa website content has been tailored for users in South Africa and may not be relevant or correct for your location.