Youi car insurance

Watercraft Insurance

Your boat. Your cover.

Our watercraft insurance package allows you to cover your ski boat, motorboat or wet bike, as well as all accessories for private use.

As with all our insurance products, you’re able to update and add to the core product as you see fit. For example, you can insure your watercraft for its reasonable market value and choose to cover all accessories under one total amount on top of the value of your watercraft, or you can specify each item individually under All Risk cover.

You can also structure your cover to accommodate your specific budget: if you increase your excess, you will enjoy a lower monthly premium.

Comprehensive insurance

Your comprehensive cover will have you covered for any loss or damage caused accidentally, intentionally or because of fire, explosion or any act of nature.

We will also provide cover for loss or damage to the motors, machinery, batteries or connections if the craft is stranded, if it sinks, burns or collides. In addition, your sails and protective covers which are split or blown away by wind will be covered if the craft is stranded or the spars to which they’re fastened are damaged.

We will also cover you and the members of your household for legal liability following an accident where you can be held legally liable for causing damages, death or injury to other people and their property.

Watercraft benefits

  • You will enjoy cover in countries such as Malawi, Mozambique, Lesotho, Swaziland, Namibia, Botswana and Zimbabwe.
  • After a claimable incident, we will cover the costs to prevent or minimise further loss and damages and we’ll also cover the cost to find or recover the craft if it’s stranded, collides or sinks.
  • Your watercraft is covered when ashore, afloat on inland water, afloat on coastal waters within 20 km off the coast and also whilst being transported by land, sea or air.
  • After an incident for which you can claim, we’ll pay up to R1 000 per incident in medical costs.
  • You receive a loyalty bonus (Youi.Reward) after three years of insuring with us – irrespective of whether you’ve claimed or not.
  • Your premiums are guaranteed for 12 months.
  • We provide world-class service, all of the time.

We've noticed you're visiting this site from Australia. The Youi South Africa website content has been tailored for users in South Africa and may not be relevant or correct for your location.
We've noticed you're visiting this site from New Zealand. The Youi South Africa website content has been tailored for users in South Africa and may not be relevant or correct for your location.
We've noticed you're visiting this site from South Africa. The Youi South Africa website content has been tailored for users in South Africa and may not be relevant or correct for your location.